PayPal’s Persistent Decline Amid Market Rally Sparks Investor Frustration
PayPal Holdings Inc. continues to defy market optimism, with shares sliding another 1% to $57.66 on January 9, 2025—extending a months-long downtrend that has left the stock languishing NEAR its 52-week low of $55.72. Despite beating earnings in eight of the last nine quarters, PYPL has cratered 38% from its $93.03 level and remains a shadow of its 2021 peak at $231.38.
Insider selling accelerated in Q4 2025 while short sellers capitalized on the decline, according to InvestingPro data. The bearish sentiment has spread across Wall Street, with Goldman Sachs, JPMorgan, Morgan Stanley, and Bank of America all downgrading the stock. Retail investors echo the despair—Reddit sentiment scores bottomed at 12/100 as traders commiserated over six-figure losses. One Leveraged investor's viral post captured the mood: 'PayPal lose, going to yolo everything.'